Call It A Loan

In the morning when I closed my eyes

You were sleeping in paradise

And while the room was growing light

I was holding still with all my might

Oh, now what if it's true

Ah, what my heart says?

Oh, what'll I do?

What if this feeling becomes hard to part with?

You were meant to play your part

In the design of a desperate heart

And while you gave your love to me

I was betting I was getting it free

Oh, if I'd only known

Ah, what your heart cost

Oh, can we call it a loan

And a debt that I owe

On a bet that I lost?

In the evening when you see my eyes

Looking back at you, no disguise

I'm not sure who you think you'll see

I'm just hoping you'll still know that it's me

Oh, what if it's true?

Ah, better ask the man inside

Oh, oh, there seem to be two

One steals the love, and the other one hides

Yeah, can we call it a loan

'Til I'm paid in full for the seeds I've sown?

Yeah, can we say that I've grown

In some way that we may have yet to be shown?

Oh, if I'd only known

Ah, what your heart cost

Oh, can we call it a loan

And a debt that I owe

On a bet that I lost?